SCHEDULE A TIME TO MEET WITH MY TEAM

Our journey begins with an in person or phone meeting to introduce ourselves, build a relationship establishing your wants and needs in a home or property.
My job as a REALTOR is to counsel you about the process and help you determine the best investment for your family and life goals. I will walk you hand-in-hand through the process and educate you on the legal aspects of the future purchase. 

PHASES OF THE BUYING PROCESS

OBTAIN YOUR MORTGAGE PRE-APPROVAL

A strong mortgage pre-approval prior to viewing homes allows the buyer more negotiation power when you learn the price range to focus your home search. This pre-approval also helps your REALTOR understand your financial goals with property ownership.

VISIT HOMES AND IDENTIFY “THE ONE”

At some point, through a process of elimination, you will find a home which closely matches the wants and needs you have come to identify in your home search.

DRAFT AN OFFER

Writing an offer is your official response to the seller of the home that you are interested in becoming the next owner. In all real estate transactions, official offers must be in writing to be submitted.

COUNTER OFFER

As the buyer, you make the first step with your initial offer to purchase at the price you determine and other conditions you may want. It is commonplace for the seller to make a counter offer back to you if you are not offering full price in your initial offer.

NEGOTIATIONS

Negotiations between buyer and seller are normal process, the REALTOR will help advise you but ultimately the 2 parties will make their final decisions.

ACCEPTED OFFER

Once both buyer(s) and seller(s) agree on a price and terms for the sale, both parties sign the final contract offer.

INSPECTIONS

The inspection may find issues that are hidden from normal observation. These issues may be minor or may be major material defects – the REALTOR will help guide you through this process and if repairs cannot be negotiated for major items then sometimes buyers may cancel their purchase contract.

REPAIR REQUESTS (IF ANY)

It is common and reasonable for the buyer to ask that certain repairs be made after the home is inspected; however, the seller does not have to agree to all repair requests; this can be a subset of negotiations for both parties.

APPRAISAL

Banks, mortgage companies, and cash buyers often require an independent review of the value of the property being purchased.

TITLE WORK

An attorney will search the deed; banks, mortgage companies, and even cash buyers want to know that the legal property they think they are purchasing is correctly identified and clear of all legal liens that could affect ownership rights.

SCHEDULE CLOSING

A closing date is set for the parties involved to sign the official legal paperwork and transfer money.

FINAL WALK-THROUGH

As a buyer, you want to have a final walk-though to inspect the property one last time before you sign the closing documents.

CLOSING

On the closing day you meet to sign the legal papers to transfer ownership and officially OWN the property! Buyer(s) usually wire their money to the closing agent and the lender and seller(s) will be paid from the sale proceeds.